STATE BANK OF INDIA PROBATIONARY OFFICERS EXAM., 2008

STATE BANK OF INDIA PROBATIONARY OFFICERS EXAM., 2008
(Held on 12-10-2008)
Quantitative Aptitude

Directions—(Q. 1-5) What app­roximate value should come in place of question-mark (?) in the following questions ?
(You are not expected to calculate the exact value.)
1. (56)2 x 2-5385 = ?
(A) 4740 (B) 5570
(C) 6600 (D) 7960 (E) 8880
2. (755% of 523) + 777 = 1 (A) 5 (B) 12 (C) 19 (D) 26 (E) 29
3. 783-559 + 49-0937 x 31-679
-58-591 = ? (A) 26600 (B) 5000 (C) 12800 (D) 2550 (E) 2280
4. (4438 - 2874 - 559)+ (269-106
-83)=?
(A) 55 (B) 13
(C) 47 (D) 29
(E) 31
5. (12-51)4 = ?
(A) 22300 (B) 23400 (C) 24500 (D) 25600 (E) 26700
Directions—(Q. 6-10) What should come in place of question mark (?) in the following number series ?
6. 2187 729 243 81 27 9 ? (A) 36 (B) 3 (C) 18 (D) 6 (E) 12
7. 522 1235 2661 4800 7652 11217 ? (A) 15495 (B) 16208
(C) 14782 (D) 16921 (E) 14069
8. 51975 9450 2100 600 240 160 ?(A) 80 (B) 120
(C) 320 (D) 240
(E) 300
9. 4 18 48 100 180 294 ?(A) 416 (B) 480
(C) 512 (D) 384
(E) 448
10. 6, 26 134 666 3334 16666 ?(A) 84344 (B) 83443(C) 84434 (D) 83334(E) 83344
Directions—(Q. 11-20) What should come in place of question mark (?) in the following questions ?
11. 4895 + 364 x 0-75 - 49 = ?(A) 5119 (B) 3895(C) 3907 (D) 5210(E) None of these
12 1
(B) 19
11 12
12. 5+6+7 = ?
(A) 19-5
(C) 19^
(D) 19 (E) None of these
13. [(144)2 + 48 x 18] + 36 = 7? (A) 23328 (B) 36 (C) 216 (D) 46656 (E) None of these
14. (27)18 + (27)3 = ?
(A) (27)54 (B) (27)21 (C) (27)15 (D) (27)6 (E) None of these
15. 156 + 16x1-5-21 = ?(A) 126 (B) 258(C) 237 (D) 159
(E) None of these
16. 434-43 + 43-34 + 3-44 + 4 + 0-33 = ?(A) 421-45 (B) 455-54
(C) 485-54 (D) 447-45 (E) None of these
17. 24336 + ? = 78 x 24(A) 6 (B) 13(C) 11 (D) 17(E) None of these
18. (9S)45 x (98)"35 = ?
(A) (98) (B) (98)2
(C) (98)-5 (D) (98)10 (E) None of these
19. (78-95)2 - (43-35)2 = ? (A) 4353-88 (B) 4305 (C) 4235-78 (D) 4148 (E) None of these
20. (23-6% of 1254) - (16-6% of 834) = ? (A) 159-5 (B) 157-5
(C) 155-5 (D) 153-5 (E) None of these
Directions—(Q. 21-25) In each of these questions, two equations I and II with variables a and b are given. You have to solve both the equations to find the values of a and b. Mark answer:
(A) If a <> b
(E) If a a b
21. I. 16a2 = 1 II. 3b2 + 7b + 2 = 0
22. I. a2 + 5a + 6 = 0 II. b2 + 7b + 12 = 0
23. I. a2 + 2fl+l = 0 II. b2 = ±4
24. I. «2-5fl + 6 = 0 II. 2fc2-13b + 21 = 0
25. I. 2«2 + fl-l = 0 II. 12b2 -17b + 6 = 0
26. A 200 metre long train crosses a platform of double its length in 36 seconds. What is the speed of the train in kmph ?
(A) 60 (B) 48
(C) 64 (D) 66
(E) None of these
27. Work done by A in one day ishalf of the work done by B in oneday. Work done by B is half of
the work done by C in one day. If C alone can complete the work in 7 days, in how many days can A, B and C together complete the work?
(A) 28 (B) 14
(C) 4 (D) 21
(E) None of these
28. In how many different ways canthe letters of the word DAILY bearranged ?
(A) 60 (B) 48
(C) 160 (D) 120
(E) None of these
29. The number obtained by inter-changing the digits of a two digitnumber is less than the originalnumber by 63. If the sum of thedigits of the number is 11, whatis the original number ?
(A) 29
(B) 92
(C) 74
(D) Cannot be determined
(E) None of these
30. If the numerator of a fraction isincreased by 200% and thedenominator is increased by
15
(A) ^ (C)
11 10
300%, the resultant fraction is ^g.What was the original fraction ?° (B) 10
(D)
13 13
(E) None of these
31. The profit earned after selling anarticle for Rs. 996 is the same asloss incurred after selling thearticle for Rs. 894. What is thecost price of the article ?
(A) Rs. 935 (B) Rs. 905 (C) Rs.945 (D) Rs.975 (E) None of these
32. The ages of Nishi and Vinnee arein the ratio of 6 ; 5 respectively.After 9 years the ratio of theirages will be 9 : 8. What is thedifference in their ages ?
(A) 9 years (B) 7 years (C) 5 years (D) 3 years (E) None of these
33. The simple interest accrued onan amount of Rs. 84,000 at theend of three years is Rs. 30,240.What would be the compoundinterest accrued on the sameamount at the same rate in the same period ?
(A) Rs. 30,013-95
(B) Rs. 31,013-95
(C) Rs. 32,013-95
(D) Rs. 33,013-95
(E) Rs. 34,013-95
34. The total of the ages of a class of75 girls is 1050, the average ageof 25 of them is 12 years and thatof another 25 is 16 years. Find theaverage age of the remaininggirls.
(A) 12 years (B) 13 years (C) 14 years (D) 15 years (E) None of these
35. One-fifth of a number is 81. Whatwill 68% of that number be ?
(A) 195-2 (B) 275-4 (C) 225-6 (D) 165-8 (E) None of these
36. In a class of 40 students and 8teachers, each student got sweetsthat are 20% of the total numberof students and each teacher gotsweets that are 25% of the totalnumber of students. How manysweets were there ?
(A) 420 (B) 400
(C) 320 (D) 360
(E) None of these
37. What is 35% of 45% of ^th of3600?
(A) 441 (B) 414
(C) 444 (D) 411
(E) None of these
9_ 20
X 20
38. A committee of 3 members is tobe selected out of 3 men and 2women. What is the probabilitythat the committee has at leastone woman ?
(A)
10
(B) (D)
(E) None of these
39. By how much is ^ th of 516
4
lesser than ^ th of 495 ?
(A) 22 (B) 15
(C) 12 (D) 27
(E) None of these
40. Ms. Deepti Jain invests 11% ofher monthly salary, i.e., Rs. 5,236in Fixed Deposits. Later sheinvests 19% of her monthly salary on Life Insurance Policies; also she invests another 7% of her monthly salary on Mutual Funds. What is the total annual amount invested by Ms. Deepti Jain ?
(A) Rs. 2,11,344
(B) Rs. 17,612
(C) Rs. 1,05,672
(D) Rs. 35,224
(E) None of these
41. Which number should replaceboth the question marks in thefollowing equation ?
? 243 432 ~ ?
(A) 308 (B) 312
(C) 324 (D) 316
(E) None of these
42. Swapana spent Rs. 44,620 onDeepawali Shopping, Rs. 32,764on buying Laptop and theremaining 32% of the totalamount she had as cash with her.What was the total amount ?
(A) Rs. 36,416
(B) Rs. 1,13,800
(C) Rs. 77,384
(D) Cannot be determined
(E) None of these
43. Manas decided to donate 12% ofhis salary. On the day of dona-tion he changed his mind anddonated Rs. 2,240 which wastwo-third of what he had decidedearlier. How much is Manas'ssalary ?
(A) Rs. 25,000 (B) Rs. 28,000 (C) Rs. 31,000 (D) Rs. 34,000 (E) None of these
44. If the fractions^, g> ^, ^ and ^
are arranged in ascending order of their values, which one will be the fourth ?
(A) f

(C) 3 2
8 5
(E) None of these
45. A sum of money is divided among A, B, C and D in the ratio of 2 : 3 : 7 :11 respectively. If the share of C is Rs. 2,755 more than the share of A, then what is the total amount of money of B and D together ?

(A) Rs. 4,408 (B) Rs. 5,510 (C) Rs. 6,612 (D) Rs. 7,714 (E) None of these
Directions—(Q. 46-50) Each question below is followed by two statements I and II. You are to deter­mine whether the data given in the statement is sufficient for answering the question. You should use the data and your knowledge of Mathematics to choose between the possible ans­wers. Give answer:
(A) If the statement I alone is sufficient to answer the question, but the statement II alone is not sufficient.
(B) If the statement II alone is sufficient to answer the question, but the statement I alone is not sufficient.
(C) If both statements I and II together are needed to ans­wer the question.
(D) If either the statement I alone or statement II alone is sufficient to answer the question.(E) If you cannot get the answerfrom the statement I and II

together, but need even moredata.
46. The ages of Anand and Sujeet arein the ratio of 6 : 5 respectively.What is the age of Anand ?
I. The ages of Anand and Sandeep are in the ratio of 10:7.
II. After 5 years the ratio of Anand's and Sujeet's ages will be 7: 6.
47. What is the three digit number ?
I. Three-fifth of that number is less by 90 of that number.
II. One-fourth of that number is 25% of that number.

48. In how many days 14 men cancomplete a piece of work ?
I. If 18 women can complete the same piece of work in 24 days.
II. If 28 children can complete the same piece of work in 56 days.
49. What is the salary of A, in agroup of A, B, C, D and E whoseaverage salary is Rs. 65,780 ?
I. Total of the salary of B and C is Rs. 88,545.

II. Total of the salary of D and E is Rs. 59,020.
50. What is the profit earned by selling a Watch for Rs. 15,675 ?
I. The cost price of 5 such Watches is equal to selling price of 4 such Watches.
II. 25% profit is earned by selling each Watch.

BANK OF BARODA PROBATIONARY OFFICERS EXAM., 2008

BANK OF BARODA PROBATIONARY OFFICERS EXAM., 2008
(Held on 5-10-2008)
Reasoning

1. In a certain code JUST is writtenas #@%$ and LATE is written as©t$*. How is TASTE written inthat code ?
(A) *t%$* (B) $T%$* (C) $T%*$ (D) $%f%* (E) None of these
2. Four of the following five arealike in a certain way and so forma group. Which is the one thatdoes not belong to the group ?(A) 25 (B) 64
(C) 189 (D) 225
(E) 121
3. How many meaningful Englishwords can be formed from theletters 'AIPR' using each letteronly once ?
(A) None (B) One (C) Two (D) Three (E) More than three
4. How many such pairs of lettersare there in the word DOMESTIC,each of which has as many lettersbetween them in the word as theyhave in the English alphabet ?
(A) None (B) One (C) Two (D) Three (E) More than three
5. How many such digits are therein the number 7346285, which areas far away from the beginningof the number, as they will bewhen arranged in ascendingorder within the number ?
(A) None (B) One (C) Two (D) Three (E) More than three
6. Four of the following five arealike in a certain way and soform a group. Which is theone that does not belong to thegroup ?
(A) Boy (B) Girl
(C) Lady (D) Man (E) Child
7. If Blue is called Green, Green iscalled Orange, Orange is calledYellow, Yellow is called Black,Black is called Red and Red iscalled White. What is the colourof turmeric ?
(A) Orange (B) Green (C) White (D) Black (E) None of these
8. If it is possible to make only onemeaningful word from the first,the third, the fifth and theeleventh letters of the wordINHERITANCE using each letteronly once, second letter of thatword is your answer. If morethan one such word can beformed your answer is X, if nosuch word can be formed youranswer is Y.
(A) E (B) I
(C) R (D) X
(E) Y
9. Four of the following five arealike in a certain way and soform a group. Which is the onethat does not belong to thegroup ?
(A) CE (B) KI
(C) FD (D) WU
(E) MK
10. Nandini is the only daughter of Madan's sister Sangita's brother. How is Nandini related to Madan ?
(A) Daughter
(B) Niece
(C) Cousin
(D) Niece or Daughter
(E) None of these
Directions—(Q. 11-17) These questions are based on the following letter/number/ symbol arrangement. Study it carefully and answer the questions.
HT6#E7$KIL%3P@2A
J t RU4*VD
11. How many such symbols arethere in the above arrangement,each of which is immediatelypreceded by a number and alsoimmediately followed by avowel ?
(A) None (B) One (C) Two (D) Three (E) More than three
12. Which element is fifth to theright of thirteenth from the rightend ?
(A) E (B) t
(C) J (D) K
(E) None of these
13. What will come in place of thequestion mark (?) in the followingseries based on the abovearrangement ?
T # 6, 7 K $, L 3 %, ?
(A) @2A (B) A@2
(C) P2@ D) 2P@
(E) None of these
14. Which element is third to the leftof tenth from the left end ?
(A) K (B) 3
(C) P (D) $
(E) None of these
15. How many such letters are therein the given arrangement each ofwhich is immediately precededby a symbol but not immediatelyfollowed by a number ?
(A) None (B) One (C) Two (D) Three (E) More than three
16. Four of the following five arealike in a certain way based ontheir positions in the givenarrangement and so form agroup. Which is the one that doesnot belong to the group ?
(A) KL$ (B) P23
(C) 2J@ (D) L3I
(E) 4D*
17. If all the numbers are removedfrom the given arrangementwhich element will be ninth fromthe left end ?
(A) % (B) L
(C) P (D) I
(E) None of these
Directions—(Q. 18-25) In each question below are four statements followed by two conclusions num­bered I and II. You have to take the four given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the four state­ments disregarding commonly known facts. Give answer:
(A) If only conclusion I follows
(B) If only conclusion II follows
(C) If either I or II follows
(D) If neither I nor II follows
(E) If both I and II follow
18. Statements:
Some Schools are Colleges. Some Colleges are Universities. All Universities are Institutes. All Institutes are Classes. Conclusions:
I. Some Colleges are Classes.
II. All Universities are Classes.
19. Statements:
Some umbrellas are raincoats. All raincoats are shirts. No shirt is a blazer. Some blazers are suits. Conclusions:
I. Some shirts are umbrellas.
II. Some suits are raincoats.
20. Statements:
Some computers are boards. Some boards are chalks. All chalks are bulbs. No bulb is tube-light. Conclusions:
I. Some bulbs are computers.
II. No chalk is a tubelight.
21. Statements:
All doors are floors. Some floors are tiles. All tiles are paints. Some paints are stones. Conclusions:
I. Some floors are paints
II. Some doors are tiles.
22. Statements:
Some leaves are petals. Some petals are flowers. All flowers are fruits. Some fruits are nuts. Conclusions:
I. Some nuts are flowers.
II. No nut is flower.
23. Statements:
All pictures are paintings. All paintings are photographs. Some photographs are designs. Some designs are movies. Conclusions:
I. Some paintings are designs.
II. Some photographs are movies.
24. Statements:
Some tablets are capsules. All capsules are syrups. Some syrups are medicines. All medicines are powders. Conclusions:
I. Some syrups are powders.
II. Some syrups are tablets.
25. Statements:
Some rooms are flats. All flats are buildings. Some buildings are bunglows. All bunglows are apartments. Conclusions:
I. Some flats are bunglows.
II. Some apartments are build­ings.
Directions—(Q. 26-30) Study the following information carefully to answer these questions.
Ashwini, Priya, Sudha, Rani, Meeta, Geeta and Mukta are sitting around a circle facing the centre. Ashwini is third to the left of Mukta and to the immediate right of Rani. Priya is second to the left of Geeta who is not an immediate neighbour of Meeta.
26. Who is the immediate right ofPriya ?
(A) Meeta
(B) Sudha
(C) Mukta
(D) Cannot be determined
(E) None of these
27. Who is second to the left ofRani?
(A) Ashwini (B) Meeta (C) Priya (D) Sudha (E) None of these
28. Which of the following pairs ofpersons has the first personsitting to the immediate left ofsecond person ?
(A) Rani-Meeta
(B) Ashwini-Geeta
(C) Sudha-Priya
(D) Geeta-Sudha
(E) None of these
29. Which of the following groupshas the first person sitting bet-ween the other two ?
(A) Meeta-Ashwini-Geeta
(B) Sudha-Rani-Geeta
(C) Mukta-Priya-Rani
(D) Mukta-Priya-Sudha
(E) None of these
30. Which of the following in thecorrect position of Rani withrespect to Mukta ?
(I) Third to the right
(II) Third to the left(IE) Fourth to the left(IV) Fourth to the right
(A) (I) only
(B) (II) only
(C) Both (I) and (II)
(D) Both (II) and (IV)
(E) Both (I) and (II)
Directions—(Q. 31-37) In each of these questions a group of letters is given followed by four combinations of digits and symbols lettered (A), (B), (C) and (D). The letters are to be coded by the digits/symbols as per the scheme and conditions given below. Serial letter of the combination that correctly represents the letter group is your answer. If none of the combinations is correct your answer is (E) i.e. 'None of these.'
Letters:
TLFARNIGHKEMDU Digit/Symbol Code:
39% $24*615 #@78 Conditions:
(i) If the first letter is a vowel and the last letter is a consonant both are to be coded as the code for vowel.
(ii) If the first as well as the lastletter is a consonant both are tobe coded as ©.
(iii) If the first letter is a consonantand the last letter is a voweltheir codes are to be swapped.
31. GTAFKU
(A) 63$%58 (B) 63$%56 (C) 83$%58 (D) 83$%56 (E) None of these
32. EHMDRA
(A) #1@72$ (B) $L@72# (C) #1@72# (D) $1@72$ (E) None of these
33. ITDELM
(A) *37#9@ (B) @37#9@ (C) *37#9* (D) @37#9* (E) None of these
34. FHKERD
(A) %15#27 (B) ©15#2© (C) %15#2% (D) 715#2% (E) None of these
35. AHERFU
(A) $1#2%$ (B) 81#2%8 (C) 81 #2%$ (D) $1%3#8 (E) None of these
36. NMTARI
(A) 4@3$2*
(B) *@3$24
(C) *@3$2*
(D) ©@3$2©
(E) None of these
37. HTKILF
(A) 135*9% (B) %35*9% (C) ©35*9© (D) 135*91 (E) None of these
Directions—(Q. 38-42) The symbol @, #, $, % and © are used with different meanings as follows—
'A @ B' means 'A is smaller than
B'.
'A # B' means 'A is not smaller than B'.
'A $ B' means 'A is neither smaller than nor greater than B'.
'A % B' means 'A is greater than
B'.
'A © B' means 'A is not greater than B'.
In each of the following questions assuming the given statements to be true, find out which of the two conclusions I and II given below them is/are definitely true. Give answer:
(A) If only conclusion I is true.
(B) If only conclusion II is true.
(C) If either conclusion I or con­clusion II is true.
(D) If neither conclusion I nor conclusion II is true.
(E) If both conclusions I and IIare true.
38. Statements:
F#H, H% K, K$R, R©M Conclusions : I. F % R II. F # M
39. Statements:
L @ D, D © P, P # V, V % G Conclusions : I. P % L II. G@P
40. Statements:
E%W, W © Q, Q $ T, T@H Conclusions : I. H # W II. H#E
41. Statements:
J©T, T@H, H%I, I$L Conclusions : I. L © H II. J © I
42. Statements:
R @ Q, Q % P, P©V, V#M Conclusions : I. R @ P II. R#P
Directions—(Q. 43-45) Study the following information carefully to answer these questions.
'P x Q' means 'P is wife of Q'. 'P Q' means 'P is father of Q'. 'P + Q' means 'P is son of Q'. 'P - Q' means 'P is sister of Q'.
43. In H + I L, how is L related toH?
(A) Brother
(B) Sister
(C) Cousin
(D) Brother or Sister
(E) None of these
44. Which of the following represents'S is mother of T' ?
(A) SxM-H-T
(B) SxM + H-T
(C) MxSh-H-T
(D) MxS-H + T
(E) None of these
45. In J - F + R x B, how is R relatedto J?
(A) Father
(B) Mother
(C) Paternal Aunt
(D) Cannot be determined
(E) None of these
Directions—(Q. 46-50) Study the following information carefully to answer these questions.
A, B, C, D, E, F & G are members of a sports club and have liking for different games viz. Carrom, Table Tennis, Badminton, Bridge, Hockey, Football and Lawn Tennis but not necessary in the same order. Each one of them has a liking for different musical instrument viz. Sitar, Guitar, Harmonium, Flute, Tabla, Banjo and Santoor not necessarily in the same order.
B likes Carrom and Banjo. E likes to play Bridge but not Harmonium or Tabla. The one who plays Hockey plays Sitar. F plays Guitar but not Table Tennis or Lawn Tennis. A plays Badminton an Flute. The one who plays Lawn Tennis does not play Tabla. C plays Harmonium and G plays Hockey.
46. Who plays Santoor ?
(A) D
(B) A (Q E
(D) DorE
(E) None of these
47. D plays which game ?
(A) Table Tennis
(B) Lawn Tennis
(C) Foot Ball
(D) Cannot be determined
(E) None of these
48. Which of the following combina-tions of game-person-musicalinstrument is definitely correct ?
(A) Badminton - B - Flute
(B) Table Tennis - E - Santoor
(C) Lawn Tennis - D - Tabla
(D) Table Tennis - C - Tabla
(E) None of these
49. Who plays football ?
(A) C
(B) D (Q G
(D) F
(E) None of these
class with 69% marks. She has also completed a certificate course in Computer Science with 'A' grade. Her date of birth is 23.9.1984.
57. Anubhav Gokhale, is a B.Sc. with Computer Science passed in second class with 58% marks. He had passed HSC in first class with 76% marks. He has com­pleted 25 years of age in December 2007.
58. Manish Chaudhary passed HSC examination in first class with 83% marks and B.Com. in second class with 57% marks. He has completed a computer certificate course very recently. His date of birth is 26.4.1982.
59. Harish Vora passed HSC exami­nation in 2003 with 85% marks and B.Sc. Degree examination in 2006 with 69% marks. He has studied Computer Science as one of the subjects at B.Sc. His date of birth is 17.9.84.
60. Vandana Bhave is B. Com. graduate passed in second class with 56% marks. She had passed HSC in second class with 59% marks. She has also completed a Computer diploma with 56% marks. Her date of birth is 11.5.1982.
(A) (B) (C) (D) (E)
50. Who plays Table Tennis ?
C F D
Cannot be determined None of these
Directions—(Q. 51-60) Following are the criteria for selection of officers in an organization. The candidate must— (i) Have passed HSC examination
in first class with at least 60%
marks.
(ii)
(iv)
Have passed graduation degree in any discipline with at least 55% marks, (iii) Have completed a certificate / diploma / degree course in Computer Science. Be not less than 21 years and not more than 30 years of age as on 1.7.2008.
If a candidate satisfies all the above mentioned criteria except—
(a) At (ii) above but is a post­graduate, case may be referred to the Executive Director (ED).
(b) At (iii) above but has studied Computer Science as one of subjects of curriculum, case may be referred to the Vice President (VP).
In each of the questions below, information of one candidate is given. You have to take one of the following five decisions based on the informa­tion provided and the criteria and conditions given above. You are not to assume anything other than the information provided in each ques­tion. All these cases are given to you as on 01.07.2008. You have to indicate your decision by marking answers to each question as follows. Mark answer:
(B) (C)
(A) If the case is to be referred to ED.
If the case is to be referred to VP.
If the candidate is to be selected.
(D) If the information is inade-quate to take a decision.
(E) If the candidate is not to beselected.
51. Ashutosh, is a Commerce graduate passed in first class with 67% marks. He had secured
73% marks in HSC. He has studied Computer Science as one of the subjects at HSC. His date of birth is 22.9.1982.
52. Rajni has passed BMS degree examination in second class with 58% marks and HSC in first class with 65% marks. She has com­pleted a diploma in Computer Science. She has completed 25 years of age in November 2007.
53. Raj Grover has passed HSC exam in first class with 89% marks. Thereafter he did a 6 months certificate course in Computer Science and presently is pur­suing final year of engineering degree examination. His date of birth is 28.12.1980.
54. Shamika Gupta is a Science graduate passed in 2006 with 47% at the age of 22 years. She had scored 64% marks in HSC. She has also passed M.Sc. with 58% marks. She has done a certificate course in computers.
55. Jasmine is a postgraduate in Computer Science passed in first class with 62% marks. She had scored 81% marks in HSC. Her date of birth is 17.6.1979.
56. 'Shyamala is a B.A. passed in first class with 63% marks. She had passed HSC examination in first

ORIENTAL BANK OF COMMERCE PROBATIONARY OFFICERS EXAM., 2008

ORIENTAL BANK OF COMMERCE PROBATIONARY OFFICERS EXAM., 2008

(Held on 21-12-2008)
General Awareness

1. Which of the following cropscannot be called a PlantationCrop ?
(A) Wheat (B) Oil Palm (C) Rubber (D) Coffee (E) Coconut
2. Which of the following is thename of the spacecraft launchedby India as a part of Mission toMoon ?
(A) Moon-1
(B) Chandrayaan-1
(C) Kalpana
(D) RADOM
(E) None of these
3. As per the reports published bythe World Bank what percentageof Indian population lives belowthe new International PovertyLine ?
(A) 30% (B) 62%
(C) 52% (D) 42%
(E) 68%
4. Which of the following is not a'Social Sector Programme' run bythe Govt, of India ?
(A) National Rural HealthMission
(B) Sarva Shiksha Abhiyan
(C) Mid-Day Meal Scheme
(D) Integrated Child Develop­ment Services
(E) Bharat Nirman
5. In order to augment Credit flowto small and poor borrowers,commercial banks are required toprovide how much percentage oftheir priority sector advances toweaker sections of the society ?(A) 15% (B) 20%
(C) 30% (D) 25%
(E) 35%6. As reported in some news-papers/ magazines a large num-ber of children/infants are fal-ling sick because of the use అఫ్ melamine contaminated dairyproducts in the world. Due to this many countries like Africa, Japan, Singapore, etc. have stop­ped import of these products. Which of the following countries was the main exporter of such products ?
(A) China (B) Bangladesh (C) Pakistan (D) Iran (E) None of these
7. Which of the following is theabbreviated name of the pro-gramme launched in India forthe economic empowerment of persons with severe to profound disabilities ?
(A) ARUNIM
(B) NREGA
(C) GCMMF
(D) UNCTAD
(E) SCOPE
8. As per the recommendations ofthe 12th Finance Commission,what will be the share of theState Govts, in total shareableproceeds of Central taxes ?
(A) 15% (B) 20-5%
(C) 22% (D) 30-5%
(E) 35-5%
9. Which of the following is/areobjective(s) of the 'Rural Drink-ing water supply Programme'launched by the Govt, of India ?
1. Supply safe drinking water to all villages.
2. Assisting local communities to maintain sources of safe drinking water in good condition.
3. Giving special attention for water supply to Scheduled Caste and Scheduled Tribes.

(A) Onlyl
(B) Only 2
(C) Only 3
(D) All 1,2 and 3
(E) None of these10. Which of the following is not aSource of Tax Revenue collectedby the Govt, of India ?
(A) Custom Duty
(B) Excise Duty
(C) Income Tax
(D) Service Tax
(E) Dividends and Profits
11. Asif Ali Zardari who has takenover as the new President ofPakistan is from which of thefollowing political Parties ?
(A) Pakistan Muslim League
(B) Awami League
(C) Pakistan People's Party
(D) Pakistan National Congress
(E) None of these
12. India is now out of the nuclearsanction imposed on it about 16years back. This sanction wasimposed by which of the follow-ing organisations ?
(A) Nuclear Suppliers Group (NSG)
(B) Organisation of Petroleum Exporting Countries (OPEC)
(C) INTERPOL
(D) UN Security Council
(E) None of these
13. Very often we read in news-papers about the Foreign DirectInvestment (FDI) Through Auto-matic Route. What is meant byAutomatic Route ?
1. It is a process which allows foreign investors to trade shares of any Indian Com­pany on day-to-day basis openly in stock markets.
2. It is a process by which Indian Companies are allowed to issue shares to any foreign investor as a part of their paid up Capital in the project in which they have made an investment.

13. It is a process in which all foreign investors are asked to make all their investments in Indian projects in rupee currency only and that too in cash only. Technical knowhow or any other type of participation is not allowed as a part of invest­ment.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both land 3
(E) All 1,2 and 3
14. The Govt, of India is planning tointroduce a 'National SecurityException Acf in the Parliament,which will work on the lines ofExxon-Florio provision prevalentin the USA. What is the purposeof the proposed Act ?
1. The Act is a part of Indo-US Nuclear Pact as this only will allow India to start building nuclear facilities in the country.
2. The Act will empower the Govt, of India to stall any foreign Company from acquiring any local asset (FDI) if it is found to be compromising with national security.
3. The Act will empower the Govt, of India to control terrorism in a better way as all e-services will be under thorough scrutiny by secu­rity agencies.

(A) Onlyl
(B) Only 2
(C) Only 3
(D) Both land 3
(E) All 1,2 and 3
15. Which of the following is notincluded in the list of UNMillennium Goals ?
(A) Eradicate extreme poverty and hunger
(B) Develop a global partner­ship for development
(C) Promote Gender equality
(D) Reduce Child Mortality
(E) Make World Nuclear free
16. Which of the following agencies/bodies has asked all foreignfunds to come forward and regis­ter itself as Foreign Institutional Investments (FIIs) prior to any investment in India ?
(A) RBI
(B) SEBI
(C) IBA
(D) Registrar of Companies
(E) None of these
17. Who amongst the followingIndian players could not win anymedal in Beijing Olympic 2008 ?
(A) Sushil Kumar
(B) Abhinav Bindra
(C) Anjali Bhagwat
(D) Jitendra Kumar
(E) Saina Nehwal
18. India recently signed an agree-ment in the field of hydrocarbonwith which of the followingcountries for which HernanMartinez Torres, Minister ofEnergy of that country was inIndia ?
(A) Zambia (B) Ukraine (C) Colombia (D) Turkey (E) None of these
19. Which of the following countrieshas asked India to scrap KosiRiver Pact, the river which crea-ted a havoc in Bihar recently ?
(A) Bangladesh
(B) Pakistan
(C) China
(D) Nepal
(E) Bhutan
20. Which of the following is theamount of the relief packageannounced by the Prime Ministerof India for Flood-hit Bihar ?
(A) Rs. lOOOcrore
(B) Rs. lOlOcrore
(C) Rs. 1050crore
(D) Rs. HOOcrore
(E) Rs. 1120crore
21. As reported in the newspaperssome people are of the opinionthat India may not be able toachieve its export targets set forthe year 2008-09. Which of thefollowing is/are the reason(s) oftheir worry ?
1. There was a major flood in some parts of Bihar, Orissa, Gujarat and some other
States recently, owing to which fruit/horticultural crop has not reached export markets in sufficient quan­tity.
2. Rupee is frequently getting depreciated against US dollar.
3. Some major economies of the world are passing through the phase of econo­mic recession. Hence many export orders are cancelled.

(A) Onlyl
(B) Only 2
(C) Only 3
(D) Both 1 and 3 only
(E) None of these
22. While talking to the Press/Media/Group of experts inSingapore the former Governorof RBI, Dr. Y. V. Reddy, said thatthe impact of global financialturmoil will be less on Asia.What in opinion of the peoplelike Dr. Reddy are the strengthsof Asian Financial System whichwill help it to sustain the tur-moil ? (Pick-up correct state-ments) as your answer.)
1. Banks in Asia are better capitalized and are not much exposed to sophisticated derivatives.
2. Asian economies were in a high growth mode and hence they have better ability to withstand the crisis.
3. Most of the Asian countries used to enjoy a strong fiscal position and current account surpluses in the past. This has given them an ability to bail out a failing financial institution in case it appea­red.

(A) Onlyl
(B) Only 2
(C) Only 3
(D) All 1,2 and 3
(E) None of these
23. Subsequent to the RBI's move ofreducing the CRR, the industryChambers in India are deman-ding for softened interest rates.How will this demand ofsoftened interest rates help theindustry ?
1. It will give a push-up to new investments and augment the demand of new pro­posals for more credits.
2. The move will help in crea­tion of many new employ­ment opportunities.
3. It will strengthen the posi­tion of the Stock Markets in India.

(A) Onlyl
(B) Only 2
(C) Both land 2
(D) All 1,2 and 3
(E) None of these
24. The recent decision of the RBI tocut Cash Reserve Ratio (CRR) by150 basis points (October 2008)will be able to infuse how muchliquidity into the market ?
(A) Rs. 10,000 crore
(B) Rs. 30,000 crore
(C) Rs. 40,000 crore
(D) Rs. 50,000 crore
(E) None of these
25. As per the reports published inthe newspapers recently IndianRupee was on depreciation andthere was a time when the depre-ciation was about 17% in sixmonths. Which of the followingwas/were the main cause(s) ofthis continuous fall ?
1. Foreign fund flow was very low.
2. There was heavy demand for the US dollar in the local forex market.
3. RBI all of a sudden decided to lower the CRR.

(A) Onlyl
(B) Only 2
(C) Both 1 and 2 only
(D) Only 3
(E) All 1,2 and 3
26. The issues related to the LandAcquisition for setting-up'Special Economic Zones (SEZs)'is frequently seen in the news-papers these days. As per exis-ting laws maximum how mucharea is allowed to be acquired foraSEZ?
(A) 1000 hectares
(B) 2000 hectares
(C) 3000 hectares
(D) 5000 hectares
(E) None of these
27. Shibu Soren took over as the newChief Minister of—
(A) Bihar
(B) Chhattisgarh
(C) Jharkhand
(D) Uttarakhand
(E) None of these
28. Which of the following was oneof the major point of disagree-ment between various countriesover which the talks at WorldTrade Organisation (WTO) gotcollapsed recently ?
(A) Subsidy to farmers
(B) Providing special status to India
(C) Drafting a new constitution for WTO
(D) Drafting a common Trade Policy for next 5 years
(E) None of these
29. Who amongst the following isthe recipient of the LifetimeAchievement Award at the 54thNational Film Award Cere-mony ?
(A) Dilip Kumar
(B) Shashi Kapoor
(C) Rekha
(D) Hema Malini
(E) MrinalSen
30. The support price of which of thefollowing commodities wasraised by 33%-40% recently tomake it Rs. 2,500 per quintal ?
(A) Cotton
(B) Sugarcane
(C) Wheat
(D) Palm Oil
(E) None of these
31. Who amongst the followingcricketers made a World Recordof 12 Sixes in a One Day Inter-national Match recently ?
(A) Sachin Tendulkar
(B) Xavier Marshall
(C) Muttiah Muralitharan
(D) MikeHussey
(E) None of these
32. Which of the following citiesbecame the first 100% e-literatecity of India ?
(A) Pune
(B) Hyderabad
(C) Kozhikode
(D) Jaipur
(E) Bangalore
33. As we all know India willcontinue to be a net importer ofsteel as the demand of the sameis likely to increase by about 11%in days to come. What is thepercentage growth in inlandproduction of steel ?
(A) 3% (B) 5%
(C) 7% (D) 8%
(E) 10%
34. International Literacy Day isobserved on which of the follow-ing days ?
(A) September 18
(B) September8
(C) October 18
(D) October 8
(E) None of these
35. Which of the following teamswon the Durand Cup Footballplayed in New Delhi in Septem-ber 2008?
(A) Tata Motors
(B) Indian Railways
(C) Churchill Brothers
(D) Mahindra United
(E) None of these
36. Which of the following is/arepart of New National BiofuelPolicy 2008 launched by theGovt, of India ?
1. Minimum Support Price with a provision of periodic revision.
2. No duties or taxes would be levied on Biodiesel.
3. Biodiesel production to be taken up from non-edible oil seeds in waste/marginal lands.

(A) Onlyl
(B) Only 2
(C) Only 3
(D) All 1,2 and 3(E) None of these
37. Who amongst the following wasgiven the Mahatma GandhiAward for Reconciliation andPeace 2008 ?

(A)
Facts at a Glance :
Agriculture (Horticulture—Pomology) Related
Major Fruit Producing Countries in the World (upto third Ranks)
•
Mango
India (54%) > China > Mexico
•
Lime-Lemon
India > Mexico > USA
•
Papaya
Brazil > Thailand > Nigeria (India on 4th rank)
•
Banana
India > Brazil > Equador
•
Grapes
Italy > France > USA
•
Mandarin
China > Japan > Spain
•
Pineapple
Thailand > Philippines > Brazil
•
Orange
Brazil > USA > Mexico
•
Grapefruit and Pummelo
USA > Israel > Cuba
Note : India-3rd largest coconut producing country in the world and 1st rank in Arecanut cultivation-a big market in Guwahati (Assam)-Guwa means Supadi and hati-market)-nomenclature of Guwahati.Akiolshii
(B) Bill Gates
(C) Nelson Mandela
(D) Prince Charles
(E) None of these
38. Which of the following is/aresome of the recommendations ofthe Raghurajan Committee onfinancial sector reforms ?
1. Target inflation control rather than controlling money supply.
2. Open Corporate and Govt. Bond markets.
3. Provide liberal regulations for mergers and acquisi­tions.

(A) Onlyl
(B) Only 2
(C) Only 3
(D) All 1,2 and 3
(E) None of these
39. Which of the following countriesis passing through a crisis calledas 'Darfur Humanitarian Crisis' ?
(A) Uganda
(B) Somalia
(C) Sudan
(D) Sierra Leone
(E) None of these
40. Who amongst the following isthe author of the book 'InsideThird World' ?
(A) Amit Choudhury
(B) William Goldings
(C) V. Harrison
(D) Nana Palkiwala
(E) None of these
41. The '18th Safety Olympics' wasorganised in—
(A) Seoul (B) Berlin (C) London (D) Moscow (E) New York
42. Mahendra Kapoor who diedrecently was a famous—
(A) Politician
(B) Social Worker
(C) Journalist
(D) Sportsman
(E) Playback Singer
43. The Prime Minister of Indiarecently released the EconomicOutlook for 2008-09. Accordingto the document Indian economywill grow at what rate during theperiod of the review ?(A) 7-7% (B) 8% (C) 8-33% (D) 9-7% (E) None of these
44. The 48th National Open Athle-tics Championship was heldat—
(A) Kochi (B) Delhi (C) Jaipur (D) Lucknow (E) Panaji
45. Which of the following countriesrefused to ratify the 'LisbonTreaty', a very crucial agreementfor reforms in the constitution ofthe European Union ?
(A) Russia (B) Poland (C) Germany (D) France (E) Italy
46. Which of the following is not anEmployment Generating Pro-gramme of the Govt, of India ?(A) NREGA (B) SGRY
(C) SGSY (D) TRYSEM (E) CAMELS
47. Who amongst the following isthe author of the book "The OtherSide of Midnight'?
(A) Salman Rushdie
(B) Katherine Mayo
(C) Ernest Hamingway
(D) H. G.Wells
(E) Sydney Sheldon
48. China recently resolved itsborder dispute with which of thefollowing countries ?
(As per agreement Yinlong island will be handed over to China.)
(A) Mongolia (B) Japan (C) India (D) Taiwan (E) Russia

49. Agha Khan Trophy is associatedwith the game of—(A) Cricket
(B) Football
(C) Badminton
(D) Golf
(E) Hockey
50. Two new countries recentlysigned the protocols to becomethe member of the North AtlanticTreaty Organisation (NATO).These countries are—
(A) Ukraine-Croatia
(B) Croatia-Albania
(C) Georgia-Russia
(D) Georgia-Croatia
(E) None of these

Andhra Bank I.T. Officers’ Exam held in 2008

Andhra Bank I.T. Officers’ Exam held in 2008

1. How many such pairs of letters are there
in the word REFORM each of which has as many
letters between them in the word as in the English
alphabet?
(1) None (2) One
(3) Two (4) Three
(5) More than three
2. Four of the following five are alike in a certain
way and so form a group. Which is the one that does
not belong to that group?
(1) 19 (2) 35 (3) 15
(4) 21 (5) 27
3. In a certain code BOARD is written as ‘53798’
and TRAIN is written as ‘29714’. How is BAIT written
in that code?
(1) 5714 (2) 5412
(3) 5712 (4) 5912
(5) None of these
4. How many such digits are there in the number
84315269 each of which is as far away from the
beginning of the number as when the digits are
rearranged in ascending order?
(1) None (2) One
(3) Two (4) Three
(5) More than three
5. For of the following five are alike in a certain
way and so form a group. Which is the one that does
not belong to that group?
(1) Fluorine (2) Methane
(3) Hydrogen (4) Chlorine
(5) Nitrogen
6. How many meaningful English words can be
made with the letters ODME using each letter only
once in each word?
(1) None (2) One
(3) Two (4) Three
(5) More than three
7. ‘BE’ is related to ‘FI’ and ‘LO’ is related to ‘PS’
in the same way as ‘RU’ is related to ___ .
(1) VY (2) WZ
(3)VZ (4) VX
(5) None of these
8. If only each of the consonants in the word
GROUNDS is changed to the next letter in the English
alphabet, which of the following will be the third letter
from the right end?
(1) O (2) U (3) S
(4) V (5) None of these
9. What should come next in the following letter
series?
A A C A C E A C E G A C E G I A C E G I
(1) J (2) K (3) A
(4) L (5) None of these
10. Mohan walked 20 metres towards North, took
a left turn and walked 10 metres, then he took a right
turn and walked 20 metres, again he took a right turn
and walked 10 metres. How far is he now from the
starting point?
(1) 20 metres
(2) 30 metres
(3) 40 metres
(4) Cannot be determined
(5) None of these
11-13. Following questions are based on the
information given below.
(i) ‘P × Q’ means ‘P is mother of Q’.
(ii) ‘P ÷ Q’ means ‘P is sister of Q’.
(iii) ‘P + Q’ means ‘P is brother of Q’.
(iv) ‘P – Q’ means ‘P is father of Q’.
11. Which of the following means ‘M is nephew of
N’?
(1) M + R – N
(2) N ÷ T – M + J
(3) N ÷ T– M ÷ J
(4) N + T × M ÷ J
(5) None of these
12. Which of the following means ‘R is paternal
grandfather of T’?
(1) T ÷ K – M – R
(2) R × M + T + D
(3) R – M – T ÷ D
(4) R – M × T ÷ D
(5) None of these
13. How is K related to D in the expression :
D ÷ F – T + K?
(1) Nephew
(2) Niece
(3) Nephew or Niece
(4) Data inadequate
(5) None of these
Q. 14-16. These questions are based on the five
three-digit numbers given below:
813 967 429 295 648
14. If the positions of the first and the third digits
in each of the numbers are interchanged, which of the
following will be the middle digit of the lowest number?
(1) 1 (2) 6 (3) 2
(4) 9 (5) 6
15. If the positions of the second and the third
digits in each of the numbers are interchanged, which of
the following will be the sum of the three digits of the
highest number?
(1) 12 (2) 22 (3) 15
(4) 16 (5) 18
16. If the positions of the first and the second
digits of each of the numbers are interchanged, which
of the following will be the third digit of the second
highest number?
(1) 3 (2) 7 (3) 9
(4) 5 (5) 8
Q. 17-22. In each of the questions below are given
four statements followed by three conclusions
numbered I, II and III. You have to take the given
statements to be true even if they seem to be at
variance from commonly known facts. Read all the
conclusions and then decide which of the given
conclusions logically follows from the given
statements disregarding commonly known facts.
Statements:
17. All boats are rivers.
Some rivers are chains.
All chains are trees.
Some trees are cars.
Conclusions:
I. Some cars are boats.
II. Some trees are rivers.
III. Some trees are boats.
(1) Only I follows
(2) Only III follows
(3) Only II follows
(4) Only I and II follow
(5) None of these
Statements:
18. Some benches are trucks.
All trucks are tempos.
Some tempos are windows.
All windows are doors.
Conclusions:
I. Some tempos are benches.
II. Some doors are trucks.
III. Some windows are benches.
(1) Only I and II follow
(2) Only I and III follow
(3) Only II and III follow
(4) All follow
(5) None of these
Statements:
19. All flowers are chairs.
All chairs are tables.
All tables are houses.
All houses are forests.
Conclusions:
I. Some forests are chairs.
II. Some houses are flowers.
III. Some tables are flowers.
(1) Only I and II follow
(2) Only II and III follow
(3) Only I and III follow
(4) All follow
(5) None of these
Statements:
20. Some pens are papers.
Some papers are chalks.
Some chalks are desks.
Some desks are pencils.
Conclusions:
I. Some desks are pens.
II. Some chalks are pencils.
III. Some pens are pencils.
(1) Only I follows
(2) Only II and III follow
(3) Only II follows
(4) Only I and III follow
(5) None follows
Statements:
21. All fruits are shirts.
No shirt is bus.
Some buses are trains.
All trains are ships.
Conclusions:
I. Some ships are fruits.
II. Some ships are buses.
III. No ship is fruit.
(1) Only either I or III follows
(2) Only either I or III and II follow
(3) Only II follows
(4) Only I and III follow
(5) None follows
Statements:
22. Some cabins are walls.
All walls are rooms.
All rooms are schools.
No school is college.
Conclusions:
I. Some colleges are cabins.
II. Some schools are walls.
III. Some rooms are cabins.
(1) Only I follows
(2) Only II follows
(3) Only III follows
(4) Only II and III follow
(5) None of these
Q. 23-28. Study the following information
carefully and answer the questions given below:
M 3 I J % R T 4 B 9 A K # W @ 2 H 1 F © N 5 $ U 6 Z 7
★ Y 8 E
23. Which of the following is the fifth to the left
of the twelfth from the left end of the above
arrangement?
(1) H (2) T (3) 6
(4) @ (5) None of these
24. How many such numbers are there in the
above arrangement, each of which is immediately
preceded by a vowel and immediately followed by a
symbol?
(1) None (2) One
(3) Two (4) Three
(5) More than three
25. Which of the following is the seventh to the
right of the twentieth from the right end of the above
arrangement?
(1) # (2) 6 (3) F
(4) T (5) None of these
26. How many such consonants are there in the above
arrangement, each of which is immediately preceded by a
symbol but not immediately followed by a letter?
(1) None (2) One
(3) Two (4) Three
(5) More than three
27. Four of the following five are alike in a certain
way based on their positions in the above arrangement
and so form a group. Which is the one that does not
belong to that group?
(1) K W A (2) R 4 %
(3) © 5 F (4) 6 7 U
(5) T % 4
28. What should come in place of the question mark
(?) in the following series based on the above arrangement?
3 I % 4 B A W @ H ?
(1) © N 5 (2) © 5 $
(3) © 5 U (4) © N U
(5) None of these
Qs. 29-34. In the following questions, the symbols
@, ©, %, $ and ★ are used with the following meaning
as illustrated below.
‘P © Q’ means ‘P is not greater than Q’.
‘P $ Q’ means ‘P is not smaller than Q’.
‘P ★ Q’ means ‘P is neither greater than nor smaller
than Q’.
‘P @ Q’ means ‘P is neither greater than nor equal to
Q’.
‘P % Q’ means ‘P is neither smaller than nor equal to
Q’.
Now in each of the following questions assuming
the given statements to be true, find which of the two
conclusions I and II given below them is/are definitely
true? Give answer:
(1) if only Conclusion I is true.
(2) if only Conclusion II is true.
(3) if either Conclusion I or II is true.
(4) if neither Conclusion I nor II is true.
(5) if both Conclusions I and II are true.
Statements:
29. R $ T, T @ J, J % M
Conclusions:
I. R % M
II. T % M
Statements:
30. H ★ D, D © F, F $ K
Conclusions:
I. F $ H
II. K ★ H
Statements:
31. W % R, R $ B, B @ D
Conclusions:
I. D % W
II. B @ W
Statements:
32. M © T, T @ R, R ★ F
Conclusions:
I. F % T
II. R % M
Statements:
33. B @ D, D % T, T $ N
Conclusions:
I. T ★ B
II. D % N
Statements:
34. F ★ M, M © N, N @ W
Conclusions:
I. N % F
II. N ★ F
Q. 35-40. In each question below is given a group
of digits/symbols followed by four combinations
of letters numbered (1), (2), (3) and (4). You have
to find out which of the four combinations correctly
represents the group of digits/symbols based
on the following coding system and mark the number
of that combination as your answer. If none of the
combinations correctly represents the group of
digits/symbols, mark (5) i.e. ‘None of these’ as your
answer.
Digit/Symbol : 8 @ 1 3 © 9 % 5 ★7 # 6 $ 4 2 δ
Letter Code : F H R A D I W E Q U T J V P M B
Conditions:
(i) If the first unit in the group is a symbol and
the last unit is an odd digit, the codes are to
be interchanged.
(ii) If the first unit in the group is an even digit
and the last unit is a symbol, both are to be
coded as ‘X’.
(iii) If both the first and the last units of the group
are symbols, both are to be coded as the code
for the first unit.
35. 5★679#
(1) TQJUIE (2) XQJUIX
(3) TQJUIT (4) EQJUIT
(5) None of these
36. @195%8
(1) HRIEWF (2) XRIEWX
(3) HRIFWH (4) FROEWH
(5) None of these
37. ©3%249
(1) XAWMPX (2) DAWMPI
(3) IAWMPD (4) IWMAPD
(5) None of these
38. 639δ8$
(1) JAIBFV (2) XAIBFX
(3) VAIBFJ (4) JAIBFJ
(5) None of these
39. %8562δ
(1) WFEJMB (2) XFEJMX
(3) BFEJMW (4) BFEJMB
(5) None of these
40. 94%★$7
(1) IWPRVU (2) IPWQVU
(3) UPWQVI (4) IPWVQU
(5) None of these
Q. 41-45. Study the following information carefully
and answer the questions given below:
B, D, F, H, K, W, M and T are sitting around a circle
facing at the centre. F is third to the left of D who is
second to the left of H. B is fourth to the right of H. K is
third to the right of M who is not an immediate neighbour
of F. T is not an immediate neighbour of B or D.
41. Who is to the immediate right of T?
(1) K (2) F
(3) H (4) Data inadequate
(5) None of these
42. Who is second to the left of B?
(1) T (2) K
(3) D (4) Data inadequate
(5) None of these
43. Who is sitting between D and B?
(1) T (2) F
(3) M (4) W
(5) Data inadequate
44. Who is third to the left of H?
(1) W (2) F
(3) B (4) Data inadequate
(5) None of these
45. What is T’s position with respect to W?
(1) Third to the right
(2) Third to the left
(3) Second to the left
(4) Second to the right
(5) None of these
Q. 46-55. Following are the criteria laid down by a
company for selection of Marketing Officer:
The candidate must:
(i) be a graduate in any discipline passed with at
least 55% marks.
(ii) have completed post graduate degree or
diploma in Marketing Management with at least
65% marks.
(iii) be not less than 21 years and not more than 28
years of age as on 1.9.2008.
(iv) have working experience of at least one year.
(v) have secured at least 50% marks each in the
selection test and interview.
However, if a candidate satisfies all the abovementioned
criteria except:
(a) at (i) above, but has secured at least 75% marks
in HSC, his/her case is to be referred to the
Marketing Head.
(b) at (iv) above, but is willing to sign a bond for
five years, his/her case is to be referred to the
HR-Head.
In each question below, details of one candidate are
provided. You have to take an appropriate decision
based on the information provided and the criteria
indicated above and mark your answer as one of the
choices given below. You are not to assume anything
other than the information provided in each question.
All these cases are given to you as on 1.9.2008. Mark
answer:
(1) if the case is to be referred to the Marketing
Head.
(2) if the case is to be referred to the HR Head.
(3) if the data provided is inadequate to take a
decision.
(4) if the candidate is to be selected.
(5) if the candidate is not to be selected.
46. Naresh Kumar is B.Sc. passed in first class with
65% marks. He has completed a post graduate diploma
in Marketing Management with 70% marks. Thereafter,
he has been working for the last two years as an ITOfficer.
He has secured 53% marks in interview and 56%
marks in selection test. His date of birth is 22.8.1983.
47. Mohan has passed B. Com. degree examination
in second class with 58% marks and MBA marketing in
first class with 67% marks. He has scored 83% marks in
HSC. He has been working as an officer since June 2007
in a private organisation. He has cleared the selection
test with 62% marks. He has completed 25 years of age
in February 2008.
48. Suvarna Bhatt is a computer engineering
graduate passed with 50% marks and MBA marketing
with 72% marks. She has scored 78% marks in SSC and
84% marks in HSC. She scored 53% and 56% marks in
selection test and interview respectively. She is working
as an officer in a marketing firm for the last two years.
Her date of birth is 17.8.1982.
49. Aneesh is B.Sc (IT) passed in first class with
62% marks and has completed post-graduate diploma in
Marketing Management with 70% marks. He scored 72%
marks in HSC. He has been working with a private firm
for the last six months as a Junior Officer. He has
cleared the selection test and interview with 61% and
56% marks respectively. He is willing to sign a bond for
five years. He has completed 26 years of age on 21st
June 2008.
50. Rashmi has passed B.Sc. with 52% marks and
M.Sc. with 57% marks. She has also completed MBAMarketing
with 69% marks. She scored 73% marks in
SSC as well as in HSC, scored 56% marks in selection
test and 59% marks in interview. She is willing to sign a
bond for five years. Her date of birth is 15.4.1984. She
has been working since April 2006.
51. Shobhana has recently completed 24 years of
age on 1st August 2008. She has secured 78% marks in
HSC, 58% marks in B.A. and 68% marks in P.G. Diploma
in Marketing. She has been working since December
2007. She has cleared the selection test with 62% marks
and interview with 64% marks. She is willing to sign a
bond for five years.
52. Nachiket has passed graduate and post
graduate degrees in Marketing Management with 67%
and 69% marks respectively. His date of birth is
16.9.1985. He has secured 65% and 60% marks in
interview and selection test respectively.
53. Vandana is a graduate with economics passed
with 62% marks and a post graduate in Marketing
Management passed with 76% marks. She has been
working for last two years after completing MBA. She
has cleared the selection test with 54% marks and
interview with 62% marks. Her date of birth is
11.7.1981.
54. Nishad is a B. Com. passed with 56%
marks and MBA-Marketing passed with 63% marks. His
date of birth is 24.3.1984. He is willing to sign a bond
for five years. He has secured 54% marks in the selection
test and 51% marks in interview. His date of birth
is 25.4.1985.
55. Sushant has passed degree examination in
Commerce with 52% marks and MBA marketing in first
class with 72% marks. He has secured 84% marks in HSC
examination, 53% marks in selection test and 59% marks
in interview. He has been working as an officer in a
private firm for the last two years. His date of birth is
29.6.1983.
Q. 56-60. Given an input line of numbers and
words, a machine rearranges them step by step
following certain rules as explained in the following
illustration:
Input : 36 48 cracking mirror jokes 12 56 image
Step I : 56 36 48 cracking mirror jokes 12 image
Step II : 56 cracking 36 48 mirror jokes 12 image
Step III : 56 cracking 48 36 mirror jokes 12 image
Step IV : 56 cracking 48 image 36 mirror jokes 12
Step V : 56 cracking 48 image 36 jokes mirror 12
Step VI : 56 cracking 48 image 36 jokes 12 mirror
Arrangement in Step VI is the final
arrangement.
The questions below are to be answered following
the same rules.
56. If ‘78 days junction 45 63 follow system 32’ is
the second step of an input, how many more steps are
required to complete the arrangement?
(1) 3 (2) 4 (3) 5 (4) 2 (5) None of these
57. Which of the following is the third step of
input ‘46 gear 39 58 box sound high 83’?
(1) 83 box 58 gear 46 39 sound high
(2) 83 box 58 39 gear 46 sound high
(3) 83 box 58 46 gear 39 sound high
(4) 83 box 58 gear 39 46 sound high
(5) None of these
58. Step III of an input is ‘87 cat 75 goal 56 63 road
lost’.
What is definitely the input?
(1) cat goal 87 56 road 75 63 lost
(2) goal cat 87 56 road 75 63 lost
(3) goal cat 87 75 road 56 63 lost
(4) Cannot be determined
(5) None of these
59. What will be the sixth step of an input whose
second step is given below?
Step II : 69 fun night 32 last 48 research 53
(1) 69 fun 53 last night 48 32 research
(2) 69 fun 53 last 48 night research 32
(3) 69 fun 53 last 48 research night 32
(4) There will be no sixth step
(5) None of these
60. If the first step of an input is ‘72 fire green 43
62 pure target 50’, which step will be the last but one??
(1) 3rd (2) 4th (3) 5th
(4) 2nd (5) None of these


ANSWERS AND EXPLANATIONS
1. (5) EF, OM, OR and MO.
2. (1) It is the only prime number.
3. (3)
4. (4) 3, 5 and 9.
5. (5) The only unreactive gas, Fluorine—poisonous,
Chlorine—irritant,
6. (3) MODE and DOME.
7. (1) 8. (1) 9. (2)
10. (3)
11. (2) 12. (3) 13. (3)
14. (1) 15. (2) 16. (2)
17. (3)

18. (5)

19. (4)

20. (5)

21. (2)

22. (4)
23. (2) 24. (1)
25. (3) 26. (4)
27. (5)
28. (5) © N $
Qs. 29-34. Decode the symbols.
© is <; $ is >; ★ is =; @ is <; % is >
29. (4) R > T; T <> M
30. (1) H = D; D <> K
31. (2) W > R; R > B; B < r =" F"> T; T > N
34. (3) F = M; M < N; N < W
35. (4) 36. (1)
37. (3) 38. (2)
39. (5) 40. (2)
41. (1)
42. (2)
43. (4)
44. (1)
45. (5)
46. (4) 47. (3)
48. (1) 49. (2)
50. (5) 51. (2)
52. (3) 53. (4)
54. (5) 55. (1)
56-60. The machine arranges the numbers and words
alternately starting with a number. The numbers
are in descending order (i.e. starting with the
highest) and the words alphabetically.
56. (2) II 78 days junction 45 63 follow system 32
III 78 days 63 junction 45 follow system 32
IV 78 days 63 follow junction 45 system 32
V 78 days 63 follow 45 junction system 32
VI 78 days 63 follow 45 junction 32 system
57. (3) No need to write the steps, 83, box, 58 and the
remaining words in the same order is your
answer.
58. (4) The jumbled words and numbers in an input
follow no order.
59. (2) The next four numbers and words would be
arranged in order.
60. (1) I 72 fire green 43 62 pure target 50.
II 72 fire 62 green 43 pure target 50.
III 72 fire 62 green 50 43 pure target.
IV 72 fire 62 green 50 pure 43 target.

Descriptive questions from previous bank exams

1. The Lehmann Crash

2. The market downslide

3. Leadership is doing the right things; Management is doing things right

4. Corporate Social Responsibility benefits the bottom line

5. Has globalization really worked?

6. Integrity at work

7. Buying options: A matter of trust

8. People: The most important asset of any enterprise

9. The second great crash

10. Management styles: Why things go wrong?

11. Do we need to dress for success?

12. What do Chief Executive Officers do?

13. The element of Risk in management.

14. Outsourcing to reduce risk

15. Management is what managers do

16. Terrorism benefits whom

17. Nation’s growth must be inclusive

18. Chandrayaan - One giant leap for Indian Astrophysicists

19. The secret to winning more gold in the Olympics

20. The ban on smoking- Gimmick or success

21. Why does a nation need forex reserves?

22. What makes you a suitable candidate for an MBA?

23. Is India really shining?

24. What is revenue deficit?

25. What is the job of the Manager?

26. Is democracy working for India?

27. Performance appraisal- A Useful tool for growth

28. Corruption an outcome of Democracy

29. Agricultural subsidies: A Boon or a Bane

30. Do we need a dictator?

31. Does the media need censorship?

32. Reforms in education - a necessity

33. Management objective- Maximise profits

34. Classroom learning vs experiential learning

35. Is democracy hampering our growth?

36. Is peace and non-violence for the 20th century only?

37. Is India safe for its citizens?

38. One can make a difference

39. What does 15th August mean to me?

40. Is Gandhi relevant today?

41. I believe, success in life comes from……………..

42. Dependence on computers a blessing or bane

43. Can I succeed without an MBA?

44. Voters and not politicians responsible for criminalization of politics

45. Business ethics - A necessity or luxury

46. Cricket a national obsession- detrimental to other sport

47. Will a presidential form of government help India better?

48. Is Obama good for India?

49. Can politics be delinked from Indian sport?

50. Who must take care of the environment?

Punjab National Bank P.O. Exam Solved Paper

Punjab National Bank P.O. Exam Solved Paper

General Awareness

(Held on May 4, 2008)

1. Nav Krishi is a programme by—
(1) Door Darshan
(2) All India Radio
(3) NIC
(4) ICRISAT
(5) MANAGE

2. One Acre is equal to…………..hectare.
(1) 0.0541
(2) 0.8032
(3) 0.1082
(4) 0.2514
(5) 0.4047

3. SRI technology is practiced for the cultivation of—
(1) Fruits
(2) Vegetables
(3) Flowers
(4) Rice
(5) Wheat

4. If the soil pH 9.2, then the soil is—
(1) Acidic
(2) Neutral
(3) Alkaline
(4) Saline
(5) Sodic

5. …………..is used for the reclamation of acidic soil—
(1) Lime
(2) Gypsum
(3) Sulphur
(4) Calcium Chloride
(5) Ferrous Sulphate

6. 2008 is declared as International Year of—
(1) Rice
(2) Wheat
(3) Sugarcane
(4) Potato
(5) Apple

7. Golden revolution refers to the development of—
(1) Oilseeds
(2) Pulses
(3) Horticulture
(4) Cereals
(5) Fodder

8. The most important rabi pulse crop in India is—
(1) Chickpea
(2) Soyabean
(3) Pigeon pea
(4) Green gram
(5) Black gram

9. RFLP (Restriction Fragment Length Polymorphism) is—
(1) Growth promoter
(2) Molecular marker
(3) Growth retardent
(4) Herbicide
(5) Germicide

10. National Commission on Farmers was chaired by—
(1) Sri Som Pal
(2) Sri Y.C. Nanda
(3) Dr C. Rangarajan
(4) Dr M.S. Swaminathan
(5) Sri Sharad Pawar

11. Global Positioning Systems are useful for—
(1) Determining precise location (latitude and longitude) based on radio signal
(2) Determining precise distance based on radio signal
(3) Determining general pest system
(4) Determining disease forecast
(5) Determining area of farm

12. Commission for Agricultural Costs and Prices (CACP) recommends—
(1) Comfort Price
(2) State Advised Price
(3) Minimum Support Price
(4) Minimum Export Price
(5) Statutory Minimum Price

13. NPV (Nuclear Polyhedrosis Virus) is—
(1) Pest
(2) Pathogen
(3) Bio pesticide
(4) Bio fungicide
(5) Bio control agent

14. National Agricultural Cooperative Marketing Federation is known as—
(1) NIAM
(2) NAFED
(3) MARKFED
(4) NACMF
(5) NACOM

15. Which insect is known as farmers' enemy No.1?
(1) Bollworm
(2) Desert locust
(3) Aphids
(4) Stem borer
(5) Fruit fly

16. Indian Institute of Forest management is located at—
(1) Chennai
(2) Bhopal
(3) Hissar
(4) Dehradun
(5) Imphal

17. In India forests account for about …………..of land surface.
(1) 11%
(2) 22%
(3) 33%
(4) 14%
(5) 25%

18. VAM is an alternative to inorganic fertilizer. VAM is—
(1) Azospirillum
(2) Mycorrhiza
(3) Phosphate solubilising bacteria
(4) Nitrogen fixing bacteria
(5) Azotobacter

19. An example of Single Cell Protein is—
(1) agar agar
(2) spirulina
(3) rhizobium
(4) acetobacter
(5) salmonella

20. Major producer of mulberry silk in India—
(1) Karnataka
(2) Jammu and Kashmir
(3) Jharkhand
(4) Assam
(5) Himachal Pradesh

21. Bird flu affects—
(1) Cattle
(2) Poultry
(3) Sheep
(4) Prawn
(5) Silkworm

22. Minor irrigation scheme comprises several types of works with capacities to irrigate upto—
(1) 2000 acre
(2) 2000 ha
(3) 1000 ha
(4) 1000 acre
(5) 2500 ha

23. Ideal NPK ratio for Indian soils is—
(1) 8 : 4 : 2
(2) 4 : 2 : 1
(3) 9 : 5 : 3
(4) 2 : 1 : 0.5
(5) 10 : 4 : 2

24. Which of the following is a bio diesel plant?
(1) Jatropha
(2) Rose
(3) Pepper
(4) Noni
(5) Teak

25. National Research Centre on Plant Biotechnology is situated at—
(1) Nagpur
(2) New Delhi
(3) Mumbai
(4) Kolkata
(5) Chennai

Answers :
1. (1) 2. (5) 3. (4) 4. (3) 5. (1)
6. (4) 7. (3)8. (1) 9. (2) 10. (4)
11. (1) 12. (3) 13. (3) 14. (2) 15. (3)
16. (4) 17. (2) 18. (2) 19. (2) 20. (1)
21. (2) 22. (3) 23. (2) 24. (1) 25. (2)

Indian Overseas Bank Probationary Officers Exam., General Awareness (Held on 15-6-2008)

Indian Overseas Bank Probationary Officers Exam.,

General Awareness

(Held on 15-6-2008)

1. As we all know rise of the ‘BRICs’ has left a vast impact on almost all aspects of the global economy. However, which of the following cannot be called as the direct effect(s) of ‘Rise of the BRICs’ on global/other powerful economy/economies ?
1. Countries like China wish to learn more about outsourcing from India.
2. It has made countries to suffer from Sub-prime Crisis.
3. EURO has become a powerful currency and many non-Euro countries are in ‘Swap Agreement’ with various nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

2. As per the reports published in the newspapers/journals how much amount the Govt. of India is planning to infuse in Public Sector Banks to make them competitive and strong globally ?
About—
(A) Rs. 10,000 crore
(B) Rs. 15,000 crore
(C) Rs. 20,000 crore
(D) Rs. 25,000 crore
(E) Rs. 30,000 crore

3. What is the maximum stake the Govt. of India has in any public sector bank at present ?
(A) 40%
(B) 49%
(C) 50%
(D) 64%
(E) 74%

4. Which of the following is not a major highlight of the Union Budget 2008-09 ?
1. A target of Rs. 2•80 lakhs crore is fixed for providing credit to agriculture sector.
2. Limit of the Banking Cash Transaction Tax is raised from present 1% to 1•5%.
3. PAN requirement is not mandatory for financial transactions. Other Ids are also acceptable.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) All 1, 2 and 3

5. As per the news in major financial newspapers a ‘Rashtriya Swasthya Bima Yojana’ is launched in Delhi and Haryana States for members of unorganized sectors. Under the scheme each family is likely to get the benefit of Rs.………
(A) 15,000
(B) 20,000
(C) 25,000
(D) 30,000
(E) 50,000

6. As proposed in the Union Budget 2008-09 a ‘Risk Capital Fund’ is set up by the Govt. of India. Who amongst the following will maintain and operate that fund ?
(A) NABARD
(B) SIDBI
(C) ECGC
(D) RBI
(E) None of these

7. As per the Economic Survey 2007-08 presented in the Lok Sabha in February 2008, what has been the percentage growth in Bank credit ? About—
(A) 10%
(B) 15%
(C) 18%
(D) 21%
(E) 26%

8. As per the budget of the Indian Railways for 2008-09 the operating ratio of the railways has—
(A) Improved only by 0•5%
(B) Decreased by 0•5%
(C) Remained at the same level on which it was in 2007-08
(D) Reached at the level of 81%
(E) Reduced to the level of 63% which was the level of 2000-01

9. The government of India has launched a new scheme for the ‘Girl Child’. What is the name of the scheme ?
(A) Raj Lakshmi
(B) Rani Bitia
(C) Dhan Lakshmi
(D) Aanandita
(E) None of these

10. The President of India recently signed the much-awaited notification for the implementation of the suggestions made by the ‘Delimitation Commission’.
What will be the effect of this notification ?
(A) Parliamentary and Assembly constituencies will be redefined
(B) Candidates from SC/ST categories will get all benefits for another 15 years’ time
(C) The boundaries of the National Capital, New Delhi will be extended further
(D) Operations of the Cooperative Banks and Societies will not be limited to the state of their origin. They will also be like Public Sector Banks
(E) None of these

11. As per the new policy the number of Judges in the Supreme Court would be now—
(A) 21
(B) 25
(C) 26
(D) 30
(E) 31

12. As per the reports published in the newspapers the banks, particularly public sector banks are tying up with various rating agencies for providing a qualitative assessment of the credit needs of the borrowers. Which amongst the following is/are such credit rating agencies in India ?
1. CARE
2. CRISIL
3. ULIP
(A) Only 1
(B) Only 2
(C) 1 and 2 only
(D) Only 3
(E) All 1, 2 and 3

13. As per the newspaper reports the RBI is planning to introduce ‘Plastic Currency Notes’. What is/are the benefits of ‘Plastic Notes’ ?
1. Their Shelf life will be longer.
2. It will replace plastic money or credit, debit cards which are giving birth to many fraudulent practices.
3. Printing will be cheaper.
(A) Only 3
(B) Only 2
(C) Only 1
(D) All 1, 2 and 3
(E) None of these

14. ‘Sub Prime Lending’ is a term applied to the loans made to—
(A) Those borrowers who do not have a good credit history
(B) Those who wish to take loan against the mortgage of tangible assets
(C) Those who have a good credit history and are known to bank since 10 years
(D) Those borrowers who are most preferred customers of the Bank
(E) None of these

15. As per the reports published in various journals and newspapers the ‘small borrowers’ in rural areas still prefer to take informal route for their credit needs. Which of the following is the ‘informal route’ of credit in financial sector ?
(A) Credit cards
(B) Loan against gold from financial institute
(C) Debit cards
(D) Money lender
(E) None of these

16. The Planning Commission of India has set up a 12 member committee on financial sector reforms. Who is the Chairman of the Committee ?
(A) Janki Raman
(B) Raghuram Rajan
(C) Rakesh Mohan
(D) K. V. Kamath
(E) None of these

17. Basel-II norms are associated with which of the following aspects of the banking industry ?
(A) Risk management
(B) Manpower planning
(C) Retirement benefits for the employees
(D) Corporate Governance
(E) None of these

18. What is meant by ‘Underwriting’ the term frequently used in financial sector ?
(A) Under valuation of the assets
(B) The Act of taking on a risk for a fee
(C) Giving a Guarantee that a loan will not become a bad loan
(D) The act of permission to float an IPO
(E) None of these

19. The government of India recently constituted the New Finance Commission (13th). What are its major functions ? To decide—
1. The salary structure of the employees of the Central Government.
2. The distribution of the net proceeds of taxes between states and Central Govt.
3. Rate of Income Tax and other taxes collected by the Union Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

20. Who amongst the following was the Captain of the Indian cricket team which registered its victory in tri-series ODI matches against Australia played in March 2008 ?
(A) M.S. Dhoni
(B) Anil Kumble
(C) Rahul Dravid
(D) Saurav Ganguly
(E) Sachin Tendulkar

21. Mr. Nicolas Sarkozy who was the chief guest during the Republic Day Function 2008 is the—
(A) President of Brazil
(B) Prime Minister of Brazil
(C) President of France
(D) Prime Minister of France
(E) Foreign Secretary of USA

22. Who amongst the following has taken over as the President of Serbia after the General elections held there in February 2008 ?
(A) Boris Tadic
(B) Tomislav Nicolic
(C) Samak Sundaravej
(D) Novak Djokovic
(E) None of these

23. Indra K. Nooyi who was elected as the Chairperson of the US-India Business Council is the CEO of which of the following Companies ?
(A) Pepsi Co.
(B) Infosys
(C) Tata Consultancy Services
(D) NIIT
(E) None of these

24. Maria Sharapova won the Australian Open 2008 Women’s singles by defeating—
(A) Shahar Peer
(B) Kateryna Bondarenko
(C) Sania Mirza
(D) Victoria Azarenka
(E) Ana Ivanovic

25. Saina Nehwal won the Seniors’ Championship match of which of the following games held in Goa in January 2008 ?
(A) Golf
(B) Tennis
(C) Table tennis
(D) Archery
(E) Badminton


26. As per the news published in some newspapers magazines two PSUs National Thermal Power Corporation and Coal India Ltd. are going to float a joint venture ‘SPV’. What is the full form of ‘SPV’ ?
(A) Small Power Venture
(B) Special Purpose Vehicle
(C) Special Power Venture
(D) Small Purpose Vehicle
(E) None of these

27. The Telecom Regulatory Authority of India (TRAI) recently agreed to allow foreign direct investment in the field of mobile television services. Upto what extent FDI is allowed in this field ?
(A) 50%
(B) 60%
(C) 64%
(D) 70%
(E) 74%

28. As per the performance assessment data released by the Economic Advisory Council (EAC) in January 2008. Which of the following sectors registered a growth of 3•6 per cent ?
(A) Agriculture Sector
(B) Banking Sector
(C) Tourism Sector
(D) Aviation Services Sector
(E) None of these

29. Which of the following is the name of very violent and serious types of winds which bring lot of disaster ?
(A) Trade winds
(B) Hurricane
(C) Cirrus
(D) Stratus
(E) None of these

30. The Global Employment Trends Report 2008 published by the International Labour Organization has indicated that there may be increase in global unemployment. What according to them is/are the major reasons of this possibility ?
1. Turmoil in Credit Markets all over the world.
2. Rise in oil prices in international market.
3. Civil unrest in some under and undeveloped nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these

31. As we have noticed many banks of Indian origin are opening offices/branches in foreign countries. Why is this trend emerging at a very fast pace ?
1. These Banks wish to provide banking facilities to foreigners as banking facilities are not plenty in many foreign countries. India wants to take an advantage of the situation.
2. These banks wish to help Indian firms to acquire funds at internationally competitive rates.
3. These banks wish to promote trade and investment between India and other countries.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 2 and 3

32. Many economists, bankers and researchers in India often advocate that banks should equip themselves for new challenges. These challenges are in which of the following shapes/forms ?
1. As Indian economy is getting increasingly integrated with the rest of the world the demand of the Corporate banking is likely to change in terms of size, composition of services and also the quality.
2. The growing foreign trade in India will have to be financed by the local banks.
3. Foreigners are habitual of the comforts provided by the technology. India has to do a lot in this reference.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these

33. As per the reports published in the newspapers Indian Rupee is now fully accepted in Asian countries like, Singapore, Hong Kong, Malaysia etc. What does it really mean ?
1. Anybody from Asian country can purchase Indian Rupee and keep it in his/her bank account in his/her country without any restrictions.
2. Now people in these nations are not required to go for a double conversion first in dollar and then in rupee.
3. People travelling European/Asian countries can make their payments in rupee anywhere without any problem.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these

34. Which of the following is not a banking/finance related term ?
(A) Credit wrap
(B) EMI
(C) Held to Maturity
(D) Exposure limit
(E) Diffusion

35. Very often we read about the Doha Ministerial Conference 2001 in reference to WTO negotiations. What were the major issues over which nations were of different opinions ?
1. Providing subsidy to agriculture.
2. Export of patented drugs/medicines by developed nations.
3. Restriction on natural movement of people from one nation to other.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) None of these

36. The Technology Mission on Cotton was launched during Xth plan. The scheme was designed to get increase in production of cotton by which of the following levels by the end of the plan ?
(A) 100 lakh bales
(B) 150 lakh bales
(C) 175 lakh bales
(D) 200 lakh bales
(E) None of these

37. A National Development Fund was created by the Government of India a few years ago. What was the purpose of the fund ?
1. Boost investment in social sector projects to promote education, healthcare and
employment.
2. Capital investments in selected profitable PSEs to yield adequate returns.
3. To fund revision in pay structure of Central Government employees.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these

38. Olympic 2008 are scheduled to be held in—
(A) Paris
(B) Tokyo
(C) London
(D) Moscow
(E) None of these

39. The general elections took place in which of the following countries in March 2008 ?
(A) Iran
(B) Iraq
(C) Afghanistan
(D) Myanmar
(E) Sri Lanka

40. Who amongst the following is the author of the book ‘Economic Nightmare of India’ ?
(A) Morarji Desai
(B) K. Rajeshwar Rao
(C) Charan Singh
(D) Jyoti Basu
(E) None of these

41. As per the targets for 11th plan educated unemployment is to be reduced to which of the following levels ?
(A) 5%
(B) 6%
(C) 7%
(D) 8%
(E) 9%

42. ‘Long Walk’ to Freedom’ is a book written by—
(A) Sonia Gandhi
(B) L. K. Advani
(C) Nelson Mandela
(D) Benazir Bhutto
(E) Nawaz Sheriff

43. India recently signed a pact with which of the following countries on solving the problems of Indian labour in that country ?
(A) Iran
(B) UAE
(C) Malaysia
(D) Kuwait
(E) None of these

44. Which of the following countries is trying to launch a Satellite to study the sun ?
(A) USA
(B) India
(C) Russia
(D) China
(E) None of these

45. Jang Hyun Jong who was adjudged as the ‘Asian Hockey Player of the year’ is from—
(A) China
(B) Singapore
(C) South Korea
(D) India
(E) None of these

46. Who amongst the following is the winner of Padma Vibhushan Awards given away recently ?
(A) Rahul Gandhi
(B) Priya Dutt
(C) Vinod Dua
(D) Ratan Tata
(E) None of these

47. Which of the following films was adjudged ‘Best Film’ in 14th Star Screen Awards given away in January 2008 ?
(A) Om Shanti Om
(B) Guru
(C) Taare Zameen Par
(D) Jab We Met
(E) Chak De India

48. A meeting of the European Leaders was held in January 2008 at which of the following places to discuss ‘Global Economic Turmoil’ ?
(A) London
(B) New Delhi
(C) New York
(D) Tokyo
(E) Milan

49. Castro Sibling is the new President of—
(A) Romania
(B) Cuba
(C) Israel
(D) Venezuela
(E) None of these

50. Kosovo declared itself independent from which of the following countries ?
(A) Ukraine
(B) Croatia
(C) Serbia
(D) Russia
(E) None of these

Answers with Explanations :

1. (B) 2. (C) 3. (E) 4. (A) 5. (D) 6. (B)
7. (D) According to Economic Survey 2007-08, the percentage growth in bank credit is 21•5%.
8. (D) 9. (C) 10. (A) 11. (E) 12. (A)
13. (C) 14. (A) 15. (D) 16. (B) 17. (A)
18. (A) 19. (B) 20. (A) 21. (C) 22. (A)
23. (A) 24. (E) 25. (E) 26. (B) 27. (E)
28. (A) 29. (B) 30. (D) 31. (E) 32. (A)
33. (D) 34. (E) 35. (A) 36. (D) 37. (A)
38. (E) 39. (A) 40. (C) 41. (A) 42. (C)
43. (D) 44. (A) 45. (C) 46. (D) 47. (E)
48. (A) 49. (E) 50. (E)

Bank Probationary Officers Model Paper

Bank Probationary Officers Model Paper

Reasoning Ability Test

Directions—(Q. 1–5) For each of the following questions there is some relationship between the two terms to the left of :: and the same relationship obtains between the two terms to its right. In each of these questions the fourth term is missing. This term is one of the alternatives among the five terms given below. Find out this term.

1. ABCD is related to BEGI in the same way as BCDE is related to ... ?

(A) ADFH

(B) CFHJ

(C) CDEF

(D) CEGI

Ans : (B)

2. ABEF is related to BCFG in the same way as GHKL is related to ... ?

(A) FGKJ

(B) HILM

(C) HIKJ

(D) HIML

Ans : (B)

3. BYCX is related to AZDW in the same way as DWEV is related to ... ?

(A) CEXV

(B) CXFU

(C) EVFU

(D) EWCX

Ans : (B)

4. 'CIRCLE' is related to 'RICELC' in the same way as 'SQUARE' is related to—

(A) UQSERA

(B) QUSERA

(C) UQSAER

(D) QSUERA

Ans : (A)

5. 'JKLM' is related to 'XYZA' in the same way as 'NOPQ' is related to—

(A) RSTU

(B) YZAB

(C) DEFG

(D) BCDE

Ans : (D)

Directions—(Q. 6–15) Each of the following questions has four alternative responses. Select the correct response.

6. Which one of the following is same as liver, heart, kidney?

(A) Nose

(B) Blood

(C) Urine

(D) Lung

Ans : (D)

7. Which one of the following is same as uncle, aunt, brother?

(A) Child

(B) Boy

(C) Adult

(D) Nephew

Ans : (D)

8. Which one of the following is same as Jute, Cotton, Wool ?

(A) Nylon

(B) Rayon

(C) Silk

(D) Terylene

Ans : (C)

9. Which one of the following is same as lead, convince, allure?

(A) Direct

(B) Order

(C) Initiate

(D) Fascinate

Ans : (D)

10. Which one of the following is same as flood, fire, cyclone?

(A) Accident

(B) Rain

(C) Earthquake

(D) Damage

Ans : (C)

11. Which one of the following is same as carpenter, plumber, electrician ?

(A) Doctor

(B) Blacksmith

(C) Teacher

(D) Lawyer

Ans : (B)

12. Which one of the following is same as cork, plug, dam ?

(A) Obstruction

(B) Drain

(C) Pipe

(D) Tap

Ans : (A)

13. Which one of the following is same as red, yellow, blue?

(A) Sky

(B) Dark

(C) Green

(D) Bright

Ans : (C)

14. Which one of the following is same as desire, wish, want ?

(A) Pleasant

(B) Feel

(C) Anxiety

(D) Satisfy

Ans : (C)

15. Which one of the following is same as ohm, volt, amp. ?

(A) Light

(B) Metre

(C) Hour

(D) Watt

Ans : (D)

Directions—(Q. 16–20) In each of the sentences given below, there are two questions marks given one in the beginning and the other at the end. To fill up the question marks, there are few alternatives. Choose the correct alternative.

16. ( ? ) is related to Masculine in the same way Woman is related to ?

(A) Disguise, Modest

(B) Capacity, Woman

(C) Man, Feminine

(D) Brave, Mrs.

Ans : (C)

17. ( ? ) is to Sky as Fish is to ?

(A) Blue, Swim

(B) Bird, Water

(C) Open, Hook

(D) Tree, Colour

Ans : (B)

18. ( ? ) is to Uncle as Mother is to ?

(A) Brother, Brought-up

(B) Father, Aunt

(C) Cousin, Beautiful

(D) Aunt, Father

Ans : (D)

19. ( ? ) is to Sri Lanka as Delhi is to ?

(A) Columbo, India

(B) Kathmandu, Capital

(C) India, Paris

(D) Island, Harbour

Ans : (D)

20. ( ? ) is to Ivory as Deer is to ?

(A) White, Hunt

(B) Elephant, Horn

(C) Huge, Rare

(D) Costly, Scarce

Ans : (B)

Directions—From questions 21 to 25 fill the correct pair in place of question marks.

21. Table is to ( ? ) as Cup is to ?

(A) Furniture, Tea

(B) Student, Horse

(C) Wood, Hot

(D) Chair, Plate

Ans : (D)

22. Sugar is to ( ? ) as Mava is to ?

(A) Sweet, Sour

(B) Energy, Machine

(C) Sugarcane, Milk

(D) White, Sweet

Ans : (C)

23. ( ? ) is to Sun as Rain is to ?

(A) Moon, Rainbow

(B) Light, Cloud

(C) Sky, Wet

(D) Day, Night

Ans : (B)

24. ( ? ) is to Brain as Mouth is to ?

(A) Skull, Tongue

(B) Hat, Lips

(C) Hair, Voice

(D) Turban, Saliva

Ans : (A)

25. ( ? ) is to Touch as Ear is to ?

(A) Hand, Know

(B) Experience, Feeling

(C) Skin, Hear

(D) Hair, Dirt

Ans : (C)

Directions—(Q. 26–30) In Column I are listed certain groups of individuals while in Column II are listed some of the characteristics against each group of individuals which are common to each member of that group.

Column I Column II

FHIJ TW

IJK PT

IJLM SUW

GHIKM RV

GHI QRV

FGI PR

HIJ QTW

IJL QSUW

GIJ PQS

26. Which individual has all the above characteristics?

(A) J

(B) I

(C) H

(D) M

Ans : (B)

27. Which characteristics are found either in J or in K or in both but in M?

(A) P, Q, T

(B) P, Q, R, S

(C) Q, R, S, T

(D) U, V, T

Ans : (A)

28. Which Characteristics is common to G and H but not in M?

(A) S

(B) B

(C) Q

(D) R

Ans : (C)

29. Which Characteristics are common to H and J but not in K?

(A) P, Q

(B) Q, W

(C) Q, R

(D) R, W

Ans : (B)

30. Which Characteristics is not found either in F or in L or in both?

(A) Q

(B) U

(C) S

(D) V

Ans : (D)

Directions—(Q. 31–35) In each of the following question, three words are given with four alternatives. One of the four alternatives is same as the three words given in beginning. Then find out the correct alternative answer.

31. Which one is the same as Mumbai, Kolkata, Cochin ?

(A) Delhi

(B) Kanpur

(C) Chennai

(D) Sholapur

Ans : (C)

32. Which one is the same as Coal, Ebony and Soot?

(A) Blush

(B) Raven

(C) Ash

(D) Rust

Ans : (C)

33. Which one is the same as Basket, Pail and Pan ?

(A) Knife

(B) Spoon

(C) Fork

(D) Bowl

Ans : (D)

34. Which one is the same as Emancipate, Free and Release?

(A) Ignore

(B) Pardon

(C) Liberate

(D) Quit

Ans : (C)

35. Which one is the same as Daisy, Pansy and Rose?

(A) Bed

(B) Violet

(C) Plant

(D) Red

Ans : (C)

Directions—Find out the correct answer in each of the questions from 36 to 40.

36. Which one is the same as Arid, Parched and Droughty ?

(A) Draft

(B) Cow

(C) Earth

(D) Dry

Ans : (D)

37. Which one is the same as Grandfather, Father and Brother?

(A) Baby

(B) Father-in-law

(C) Son

(D) Son-in-law

Ans : (C)

38. Which one is the same as Yellow, Orange and Green?

(A) Tree

(B) Purple

(C) Grass

(D) Leaf

Ans : (B)

39. Which one is the same as Lungs, Liver and Kidneys?

(A) Heart

(B) Intestines

(C) Testis

(D) Neck

Ans : (A)

40. Which one is the same as Lock, Shut and Fasten?

(A) Window

(B) Door

(C) Block

(D) Iron

Ans : (C)

Directions—(Q. 41–45) In each of the following questions, three words are given. Under them four alternatives are provided, one of which expresses most effectively the general characteristic if these three words. That alternative is your answer.

41. Aeroplane, Train, Truck

(A) Speed

(B) Rooms

(C) Wheels

(D) Transport

Ans : (D)

42. Wolf, Leopard, Deer

(A) Meat eater

(B) Jungles

(C) Mammals

(D) Cruel

Ans : (C)

43. Sword, Gun, Pistol

(A) Arms

(B) Constable

(C) Bullet

(D) War

Ans : (A)

44. Fraud, Jealously, Hatred

(A) Destruction

(B) Envy

(C) Human Characteristics

(D) Quality

Ans : (C)

45. Novel, Epic, Drama

(A) Subject

(B) Literature

(C) Poetry

(D) Knowledge

Ans : (B)

Directions—(Q. 46–50) In each of the following questions, three words are given. They are followed by four words, one of which stands for the class to which these three words belong. Identify that word.

46. Wheat, Barley, Rice

(A) Food

(B) Gram

(C) Cereal

(D) Agriculture

Ans : (C)

47. Coal, Iron, Mica

(A) Rock

(B) Minerals

(C) Gold

(D) Earth

Ans : (B)

48. Honesty, Credibility, Reliability

(A) Quality

(B) Dependability

(C) Charter

(D) Nicety

Ans : (A)

49. Cap, Coat, Trousers

(A) Smart

(B) Shirt

(C) Dress

(D) Tailor

Ans : (C)

50. Stool, Table, Chair

(A) Bench

(B) Furniture

(C) Carpet

(D) Office

Ans : (B)

Directions—(Q. 51–60) For each of the following questions, there are two words and five alternative answers. In each of the alternative answers there are two words. Then find out the alternative whose two words have the same relation as in the two words given in question.

51. Resignation : Office ::

(A) Competition : Game

(B) Illness : Hospital

(C) Abdication : Throne

(D) Moisture : Rain

(E) Appointment : Interview

Ans : (C)

52. Bunch : Key ::

(A) Hound : Pack

(B) Team : Competition

(C) Beehive : Bee

(D) Examination : Subject

(E) Bouquet : Flower

Ans : (E)

53. Profit : Loss ::

(A) Success : Failure

(B) Rupee : Paisa

(C) Whole : Part

(D) Multiplication : Addition

(E) Adult : Child

Ans : (A)

54. Sapling : Tree ::

(A) Horse : Mare

(B) Student: Teacher

(C) Bud : Flower

(D) Tree : Furniture

(E) River : Brook

Ans : (C)

55. Supervisor : Worker ::

(A) Junior : Senior

(B) Superior : Inferior

(C) Elder : Younger

(D) Debtor : Creditor

(E) Officer : Clerk

Ans : (E)

56. Malaria : Mosquito ::

(A) Poison : Death

(B) Rat : Plague

(C) Epidemic : Bacteria

(D) Cholera : Water

(E) Medicine : Disease

Ans : (D)

57. Paisa : Rupee ::

(A) Kilogram : Quintal

(B) Metre : Centimetre

(C) Coin : Money

(D) Weight : Ton

(E) Rupee : Wealth

Ans : (A)

58. Poet : Verse ::

(A) Prose : Novelist

(B) Author : Book

(C) Novel : Prose

(D) Publication : Editor

(E) Summary : Paraphrase

Ans : (B)

59. Water : Thirst ::

(A) Food : Hunger

(B) Sun : Energy

(C) Appetite : Meal

(D) Ice-cream : Cold

(E) Poison : Death

Ans : (A)

60. Pulp : Paper ::

(A) Wood : Table

(B) Cloth : Shirt

(C) Yarn : Fabric

(D) Iron : Steel

(E) Wood : Sawdust

Ans : (C)

Directions—(Q. 61–70) For each of the following questions, there are two words and eight alternative answers. Then find out two such alternatives the relation in which is the same as in the two words given in the beginning.

61. Trees and Forest

(A) Ocean (B) Page

(C) Books (D) Study

(E) Library (F) Ship

(G) Boys (H) Classes

Ans : (C, E)

62. Constable and Police

(A) Clerk (B) Hospital

(C) Medicine (D) Mother

(E) Girl (F) Doctor

(G) File (H) House

Ans : (B, F)

63. Brother-in-law and Sister

(A) I (B) Youth

(C) Female-companion (D) Wife

(E) My (F) Beautiful Woman

(G) Damsel (H) Sister-in-law

Ans : (B, G)

64. Cold and Hot

(A) January (B) Monday

(C) Year (D) June

(E) March (F) Thursday

(G) Month (H) August

Ans : (A, D)

65. High and Low

(A) Far (B) Rent

(C) Next (D) Near

(E) Distance (F) Fair

(G) Last (H) Clean

Ans : (A, D)

66. Unsuccess and Laziness

(A) Study (B) Success

(C) Day (D) School

(E) Labour (F) Lazy

(G) Game (H) Honesty

Ans : (E, B)

67. Car and Garage

(A) Horse (B) Grass

(C) Bird (D) Water

(E) Man (F) Stable

(G) Animal (H) Hive

Ans : (A, F)

68. Hand and Fingers

(A) Foot (B) Eyes

(C) Hat (D) Teeth

(E) Head (F) Stomach

(G) Nose (H) Hair

Ans : (E, H)

69. Oxygen and Man

(A) Petrol (B) Stool

(C) Carpenter (D) Sky

(E) Driver (F) Wood

(G) Water (H) Fish

Ans : (G, H)

70. Neat and Clean

(A) Dirty (B) Tidy

(C) Route (D) White

(E) Wise (F) Ravi

(G) Foul (H) Beauty

Ans : (A, G)

Directions—(Q.71–75) In each of the following two columns, the groups of three words are given. Compare two columns and find the pairs given below each question, which satisfy the same relationship between the two groups of that pair.

Column I

(A) Cereal, Wheat, Tomato

(B) Seeds, Apple, Fruit

(C) Mother, Sister, Female

(D) Teacher, Writer, Speaker

(E) Stool, Furniture, Table

Column II

(P) Apple, Banana, Fruit

(Q) Wheat, Barley, Cereals

(R) Doctor, Painter, Father

(S) Cow, Mammal, Animal

(I) Soldier, Army, Civilian

71. (A) BP

(B) AQ

(C) CR

(D) EP

Ans : (D)

72. (A) BR

(B) AT

(C) CS

(D) DP

Ans : (C)

73. (A) DR

(B) BR

(C) ET

(D) CS

Ans : (A)

74. (A) BS

(B) AT

(C) AQ

(D) DQ

Ans : (B)

75. (A) CR

(B) EQ

(C) BQ

(D) DS

Ans : (B)